Question 1

What counts as a workplace accident?

Accepted Answer

A workplace accident recognized by the National Insurance Institute is an accident that occurred during and because of work. This includes: an accident during actual work, an accident on the way to work and back (a traffic accident on the way to work), and an occupational illness resulting from prolonged workplace exposure.

Question 2

What does National Insurance pay for a workplace accident?

Accepted Answer

National Insurance pays: injury allowance (100% of salary for up to 91 days), a work disability pension if the disability is permanent, rehabilitation benefits, and medical assistance. These are limited benefits — and do not cover the full damage caused.

Question 3

What can be claimed from the employer beyond National Insurance?

Accepted Answer

In addition to National Insurance benefits, a civil tort claim can be filed against the employer for negligence. This claim covers: full lost wages (beyond the injury allowance), pain and suffering, assistance from others, medical expenses, and loss of quality of life — amounts that can far exceed National Insurance benefits. Both tracks operate in parallel.

Question 4

What should I do immediately after a workplace accident?

Accepted Answer

Immediately after a workplace accident: 1) Get medical treatment. 2) Notify the employer in writing immediately. 3) File a claim with the National Insurance Institute (within 12 months of the accident). 4) Keep all medical documents. 5) Consult an attorney before signing any document.

Question 5

A traffic accident on the way to work — is it also a workplace accident?

Accepted Answer

Yes. A traffic accident that occurred on the direct route from home to work and back is also recognized as a workplace accident. In such a case, claims can be filed both from the National Insurance Institute (workplace accident) and from the insurance company (traffic accident) — two tracks that complement each other.

Question 6

What is a third-party claim in a workplace accident?

Accepted Answer

Sometimes the accident was caused by the negligence of someone other than the employer — a contractor who supplied defective equipment, a supplier who was negligent, or the property owner who did not fix a hazard. In such a case, the "third party" can be sued for negligence — in addition to the National Insurance claim and the employer claim.

Question 7

How much compensation can be received for a workplace accident?

Accepted Answer

Total compensation (National Insurance + civil claim) depends on the severity of the injury, the victim's age, their salary, and the degree of disability. For a victim with significant permanent disability — total compensation can reach substantial amounts. The contingency fee ensures we act to maximize the compensation.

Question 8

What happens if the employer did not report the accident?

Accepted Answer

Even if the employer did not report — you can approach the National Insurance Institute directly and file an independent claim. Employer non-reporting is a legal violation and may strengthen the victim's position in the civil claim against the employer.

Question 9

What is the difference between National Insurance and private insurance in a workplace accident?

Accepted Answer

National Insurance is a legal right that every employee is entitled to. Private insurance (personal accident insurance) is an additional insurance that can add compensation beyond National Insurance benefits — subject to the policy terms. If you have private insurance — check if it also covers workplace accidents.

Workplace Accident Attorney — Compensation & Rights

National Insurance — The First and Mandatory Track

Civil Claim Against the Employer — Full Compensation

Traffic Accident on the Way to Work — Two Tracks

Frequently Asked Questions — Workplace Accidents

Injured at Work? Contact Us Now